Five Fun Facts About Mortgages

There are many people across the world with mortgages. But few know about the various interesting facts, such as how mortgages came to be, and so on. 1. First Use of the Word Mortgage The first time the term "mortgage" was used was back in the 1300s. When Confessio Amantis first used this word, it didn't have anything to do with homeownership. He used it to refer to marriage [...]

September 22nd, 2022|News|

What Homebuyers Should Know Before Making an Offer

Are you ready to make an offer on a home? If so, we suggest checking out this post so you can make your offer as an informed buyer! 1. Check Out the Home's History Sure, the house looks great, but have you checked out the history of the home? You and your real estate agent should look together through the history to see if there are any red flags [...]

August 22nd, 2022|News|

Four Mortgage Myths, Debunked

Whether you're hearing mortgage myths from friends and family, or just finding the information online, finding out what it actually takes to become a homeowner can be difficult. We will fill you in on four common mortgage myths and give you the correct information so you feel confident moving forward as a future homeowner. 1. Myth: You Need 20% Down to Purchase a Home One of the most popular myths [...]

July 22nd, 2022|News|

How Credit Inquiries Affect Your Credit Score

What is a Credit Inquiry? Before we get into how a credit inquiry affects your credit score, let's briefly go over what it is exactly. A credit inquiry is a request made by an institution for credit report information from a credit reporting agency. This is done by lenders to check on your credit history before making a decision on lending you money for a house. The Difference Between Soft [...]

July 14th, 2022|News|

What Should You Do if Your Mortgage Application is Denied?

Was your mortgage application recently denied? If so, don't panic! This doesn't mean that all hope is lost. Team Crescenzo has some tips and advice for you on what to do if this happens to you! Call Your Lender First thing's first, you need to find out why your application was denied. Legally, your lender is required to tell you why you were not approved. Giving your lender a call [...]

July 14th, 2022|News|

What to Avoid After Applying for a Mortgage

So, you've applied for a mortgage. Congratulations! This is an exciting time, and one of the first steps in the home buying process! While it may feel like you're in the clear, there are some things you will want to avoid doing, even after you've applied for a mortgage. Applying for New Credit You want to avoid applying for any type of new credit, whether it's a new car, credit [...]

April 6th, 2022|News|

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