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Was your mortgage application recently denied? If so, don't panic! This doesn't mean that all hope is lost. Team Crescenzo has some tips and advice for you on what to do if this happens to you! Call Your Lender First thing's first, you need to find out why your application was denied. Legally, your lender is required to tell you why you were not approved. Giving your lender a call [...]

So, you've applied for a mortgage. Congratulations! This is an exciting time, and one of the first steps in the home buying process! While it may feel like you're in the clear, there are some things you will want to avoid doing, even after you've applied for a mortgage. Applying for New Credit You want to avoid applying for any type of new credit, whether it's a new car, credit [...]

Are you purchasing a new home and thinking about skipping the home inspection? While this may be tempting to do in order to appeal to the sellers, we do not recommend skipping this extremely important step. What is a Home Inspection? A home inspection is a non-invasive examination of the condition of a home. Home inspections are conducted by someone who's certified and has the proper training to go through [...]

If you're ready to purchase your first home, but you're worried your student loan debt may be holding you back, we're here to help! Although it's true that having too much debt will affect your interest rate and whether you can qualify for a mortgage, in most cases you can still consider buying a home if you're ready to. Debt-to-Income Ratio Your debt-to-income ratio is the percentage of your gross [...]

Buying a new home is an exciting and stressful situation. There are many different tasks to complete before you get the keys to your new home. Many first-time buyers are unaware of everything they need to take care of before they start house hunting. One of these important tasks that needs to be taken care of after you find your dream home and your offer is accepted is finding homeowners [...]

The holiday season is upon us, and it isn't too late to get some cash for Christmas! While Christmas comes with excitement and time spent with loved ones, it can also come with stress. Especially if you have to make urgent home repairs, have bills to pay, or are trying to decide what gift you should buy for that special someone.  Don't worry, we have good news for you! If [...]